Local Govt | National News Video | Parliament Headlines | Politics Headlines | Search

 


Canterbury: Temporary accommodation benefits still an issue

Temporary accommodation benefits still an issue for some Canterbury residents, says Insurance & Savings Ombudsman

12 May 2014

The Insurance & Savings Ombudsman Scheme continues to receive calls from Canterbury residents who are not eligible for a temporary accommodation benefit when their homes are being repaired or rebuilt.

“This is particularly an issue for people who have moved into earthquake-damaged houses since the earthquakes, and have to move out for repairs,” says Insurance & Savings Ombudsman Karen Stevens.

Temporary accommodation benefits may be payable under house or contents insurance policies.

Temporary accommodation benefits usually apply when, at the time of the damage:
• The insurance policy was in force
• You were living in the house; and
• You had to move out because of that damage

“If you fall outside of this scope, for example you weren’t living in the house at the time of damage, or your insurance policy was not in force when the damage occurred, it is unlikely you will be covered for temporary accommodation,” says Karen.

“It’s important to read the particular wording of your insurance policy, which sets out when you are eligible,” says Karen. “If, when you bought your house, you also took on the previous owner’s insurance claim, we recommend you ask your solicitor to check the documents. Usually, unless it is specifically mentioned in the documents, the temporary accommodation benefit under the previous owner’s policy will not be transferred to you.”

See the ISO Scheme information sheet for common questions on temporary accommodation and real examples.

See the ISO Scheme website: www.iombudsman.org.nz

Or contact the Residential Advisory Service for free and independent advice on Canterbury earthquake issues: https://advisory.org.nz

© Scoop Media

 
 
 
 
 
Parliament Headlines | Politics Headlines | Regional Headlines

 

PARLIAMENT TODAY:

Arming Police: Frontline Police To Routinely Carry Tasers

"In making the decision, the Police executive has considered almost five years worth of 'use of force' data… It consistently shows that the Taser is one of the least injury-causing tactical options available when compared with other options, with a subject injury rate of just over one per cent for all deployments." More>>

ALSO:

Gordon Campbell: On D-Day For Dairy At The TPP

While New Zealand may feel flattered at being called “the Saudi Arabia of milk” it would be more accurate to regard us as the suicide bombers of free trade. More>>

ALSO:

Leaked Letter: Severe Restrictions on State Owned Enterprises

Even an SOE that exists to fulfil a public function neglected by the market or which is a natural monopoly would nevertheless be forced to act "on the basis of commercial considerations" and would be prohibited from discriminating in favour of local businesses in purchases and sales. Foreign companies would be given standing to sue SOEs in domestic courts for perceived departures from the strictures of the TPP... More>>

ALSO:

"Gutted" Safety Bill: Time To Listen To Workplace Victims’ Families

Labour has listened to the families of whose loved ones have been killed at work and calls on other political parties to back its proposals to make workplaces safer and prevent unnecessary deaths on the job. More>>

ALSO:

Regulators: Govt To ‘Crowd-Source’ Regulatory Advice

A wide-ranging set of reforms is to be implemented to shake up the way New Zealand government agencies develop, write and implement regulations. More>>

ALSO:

Board Appointments: Some Minister Appoint Less The 3 In 10 Women

“It’s 2015 not 1915: Ministers who appoint less than 3 in 10 women to their boards must do better, they have no excuse but to do better,” said Dr Blue. More>>

Gordon Campbell: On The 1990s Retro Proposals For Our Health System

As we learned yesterday, the reviews propose that the democratically elected representation on DHBs should be reduced, such that community wishes will be able to be over-ridden by political appointees. In today’s revelations, the reviews also propose a return to the destructive competitive health model of the 1990s. More>>

ALSO:

Get More From Scoop

 

LATEST HEADLINES

 
 
 
 
 
 
 
 
 
Regional
Search Scoop  
 
 
Powered by Vodafone
NZ independent news