Video | Agriculture | Confidence | Economy | Energy | Employment | Finance | Media | Property | RBNZ | Science | SOEs | Tax | Technology | Telecoms | Tourism | Transport | Search

 


Medical emergencies top highest travel claims

Medical emergencies top highest travel claims

Travel insurer Southern Cross Travel Insurance (SCTI) has released its 10 highest-value claims for 2013 - all for medical costs as a result of accidental injuries and medical emergencies.


1. $245,000 - suffered an aortic aneurysm while traveling in the USA.

2. $234,000 - helicoptered to a larger hospital in Europe with bleeding and water on the brain.

3. $196,000 - admitted to hospital in Europe suffering abdominal sepsis and bowel obstruction.

4. $187,000 –required investigation in Europe for cerebellar ataxia.

5. $180,000 - suffered respiratory failure secondary to pneumonia and severe bronchospasm while on-board a cruise ship, brought back to New Zealand by air ambulance.

6. $140,000 - admitted to hospital in Asia and diagnosed with Guillain-Barre Syndrome and aspiration pneumonia.

7. $135,000 - suffered a fatal stroke while traveling in the USA.

8. $121,000- fell while in the USA and fractured their spine, caused by cancer and required radiotherapy.

9. $120,000 - suffered a bowel obstruction while on-board a cruise ship, admitted to hospital in Asia for surgery.

10. $90,000 - admitted to hospital in the South Pacific Islands following a seizure after renal failure, brought back to New Zealand by air ambulance.

Craig Morrison, SCTI CEO, says any requirement for medical attention overseas can quickly add up and highlights that those who travel without insurance are extremely vulnerable to a large unpaid financial liability.

“The reality is that unfortunate incidents can happen to anyone, at any time, regardless of the trip duration. The cost of travel insurance is really just a tiny fraction of the costs that can result from these incidents.”

For example, Morrison says that sometimes hospitals in the USA request a deposit of up to $10,000 before they will even start providing treatment.

“This is one of the key areas where having travel insurance is really important as we can try to help eliminate the need to pay this deposit. If you end up in a US hospital and are asked to pay, you should immediately call your travel insurer’s emergency assistance number.

Southern Cross Worldwide Assistance, for example, can co-ordinate emergency medical evacuation, keep your family advised of your situation and, in these cases, provide payment guarantees to hospitals or emergency clinics for qualifying claims.”

Where practical, Morrison also advises travellers to carry a copy of their travel insurance policy and to programme the emergency assistance number into their phones.

“Once a person has suffered a medical event, SCTI monitors their progress with a view to stabilising their condition, and then deciding whether to continue treatment overseas, repatriate back to New Zealand, or continue on with their travels without further medical complications. Travellers are frequently brought back in business class, as many cases require additional space for the person to be able to fully extend, particularly those that have had recent surgery or a lower limb injury.”

There are also occasions where a stretcher will be placed in the rear of a commercial flight from Los Angeles or San Francisco to repatriate the insured home.

Ends.

© Scoop Media

 
 
 
 
 
Business Headlines | Sci-Tech Headlines

 

RMTU: Mediation Between Lyttelton Port And Union Fails

The Rail and Maritime Union (RMTU) has opted to continue its overtime ban indefinitely after mediation with the Lyttelton Port of Christchurch (LPC) failed to progress collective bargaining. More>>

Earlier:

Science Policy: Callaghan, NSC Funding Knocked In Submissions

Callaghan Innovation, which was last year allocated a budget of $566 million over four years to dish out research and development grants, and the National Science Challenges attracted criticism in submissions on the government’s draft national statement of science investment, with science funding largely seen as too fragmented. More>>

ALSO:

Scoop Business: Spark, Voda And Telstra To Lay New Trans-Tasman Cable

Spark New Zealand and Vodafone, New Zealand’s two dominant telecommunications providers, in partnership with Australian provider Telstra, will spend US$70 million building a trans-Tasman submarine cable to bolster broadband traffic between the neighbouring countries and the rest of the world. More>>

ALSO:

More:

Statistics: Current Account Deficit Widens

New Zealand's annual current account deficit was $6.1 billion (2.6 percent of GDP) for the year ended September 2014. This compares with a deficit of $5.8 billion (2.5 percent of GDP) for the year ended June 2014. More>>

ALSO:

Still In The Red: NZ Govt Shunts Out Surplus To 2016

The New Zealand government has pushed out its targeted return to surplus for a year as falling dairy prices and a low inflation environment has kept a lid on its rising tax take, but is still dangling a possible tax cut in 2017, the next election year and promising to try and achieve the surplus pledge on which it campaigned for election in September. More>>

ALSO:

Job Insecurity: Time For Jobs That Count In The Meat Industry

“Meat Workers face it all”, says Graham Cooke, Meat Workers Union National Secretary. “Seasonal work, dangerous jobs, casual and zero hours contracts, and increasing pressure on workers to join non-union individual agreements. More>>

ALSO:

Get More From Scoop

 
 
Standards New Zealand

Standards New Zealand
 
 
 
 
 
 
 
 
Business
Search Scoop  
 
 
Powered by Vodafone
NZ independent news