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Myths around homeownership for young and/or single

By Jodi Cottle - Auckland Author

Friday 30th May 2008

New book to dispel myths around homeownership for the young and/or single

“Young and/or single people should not believe stories in the media about it being unachievable for aspiring first-time home buyers to enter the property market. It can still be done”, claims a new book about to be released.

Author Jodi Cottle at 25 years old, has already owned a number of investment properties, her first purchase at the early age of just 19. She is a dedicated Mortgage Adviser, running Sable Mortgages in Auckland. Her mortgage business concentrates on overseas buyers as well as first-timers.

Jodi has written a book titled ‘Young & Singles Guide to Property Investment’ which will be launched on June 19th. Already there are orders from 70 bookstores around New Zealand including, Whitcoulls and Paperplus.

"Sure it's getting harder for young people to enter the housing market, but if you're determined and realistic it can be done. Given it's the biggest investment most people will ever make, it can be quite overwhelming, and so my book is all about taking simple steps, understanding the process and making prudent choices”.

Jodi believes any time is a great time to buy property, whether it is to live in, or as an investment.

“As far as 100% mortgages go, as long as the mortgage is structured appropriately and a suitable property is purchased, there is no reason why equity can not be created in a relatively short space of time. We are not looking at a one or two year plan here; we are looking at the medium to long term”.

"I think the biggest obstacle for Generation Y is that they are used to buying exactly what they want and getting it instantaneously. My book challenges them to look beyond any short term aspirations. I also believe that people who are prepared to make some sacrifices for the sake of homeownership are generally more fulfilled because of it.”

Jodi has already has set the wheels in motion to writing her second and third books – ‘Young & Singles Guide to Business’ and ‘Young & Singles Guide to Alternative Investments’.

She is heading to London in July to carry out a series of four seminars that will focus on the New Zealand expat market, providing them the knowledge and tools on how best to buy New Zealand property whilst living overseas.


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