News Video | Policy | GPs | Hospitals | Medical | Mental Health | Welfare | Search

 


Personal Injury, Illness Biggest Cause Of Cancelled Trips


Personal Injury And Illness The Biggest Cause Of Cancelled Trips - Book Your Travel Insurance Early Warns Scti Boss

Most Kiwi travellers are leaving themselves open to bearing the financial cost of a cancelled trip by delaying the purchase of travel insurance.

Only 27% of New Zealand travellers booked travel insurance at the same time as they booked overseas travel last year, according to a Colmar Brunton survey, and Craig Morrison, SCTI CEO, is puzzled as to why it’s an after-thought.

“It’s a no-brainer; it doesn’t cost any more to book insurance well in advance of a trip commencing and it can save a whole heap of grief if something unexpected occurs that means you can’t go on your trip. I don’t know whether there’s a public perception that they will have to pay extra but that’s certainly not the case with our policies,” says Morrison.

Morrison strongly advises would-be travellers to book their insurance the moment they pay non-refundable deposits towards flights or accommodation. That way if anything ‘unexpected’ crops up between the date of purchase and the date of travel - you’re covered. Travel insurance should not be an after-thought.

“It pays to think logically about what could possibly happen to affect your travel plans – not just what could happen once you start the trip,” says Morrison.

According to SCTI the three main reasons for trip cancellations are unexpected:
1. Personal illness and injury
2. Illness of a family member
3. World events such as Hurricane Sandy, Queensland flooding and Chilean ash cloud.

Weather isn’t a surprising one, says Morrison. A Colmar Brunton survey carried out late last year shows that Australia remains the top holiday destination for New Zealanders with 54% choosing to holiday across the Tasman, followed by the Pacific Islands 15% and Asia 13%.

“We know weather systems can hit these regions fast and strong causing travel delays and cancellations. We always have a spike in travel insurance purchases after a large weather event. What more people need to realise though, is that if you take out travel insurance after an alert has been issued it’s not classed as unexpected so you can’t receive coverage for that event.

The other common occurrences are travellers who suffer from illness or an accident prior to their journey start date, that leaves them unable to travel.

“I wouldn’t wish it on anyone but it only takes for a traveller to come down with a gastro-bug or for a child to fall off a swing and break their arm to put a stop to a long-planned family holiday. We can’t offer cancellation coverage if the policy is taken out after onset of illness or the accident has already occurred.”

“There’s nothing worse than hearing about someone losing the cost of their trip because they simply didn’t realise they could have been covered. It’s easy, it doesn’t cost you any extra, it should be done the moment you know the details of your trip.”

--

About SCTI
Established in 1982 SCTI has become one of New Zealand’s leading travel insurers, providing policies to over 225,000 travellers in the last year. The company is part of the Southern Cross Healthcare Group and is 100% New Zealand owned, but operates as a separate legal entity to the Southern Cross Medical Care Society.

ENDS

© Scoop Media

 
 
 
 
 
Culture Headlines | Health Headlines | Education Headlines

 

Cyclists Net First NZ Gold

New Zealand won a gold meal and two bronzes on the first day of the Commonwealth Games. There was joy and heartbreak in an incredibly full day of sport. Here's how the New Zealanders fared. More>>

Cap Bocage: Anti-Mining Campaign Doco Debuts At NZ Film Festival

Playing at this year’s New Zealand International Film Festival, Cap Bocage is a close-up exploration of the forces that came into play when environmental issues and indigenous rights became intertwined in New Caledonia ... More>>

Film Fest:

More Film:

Sharon Ellis Review: A View From The Bridge

Arthur Miller’s A View From the Bridge is Circa’s latest big production, it opened on Saturday 19 July and it is a stunning triumph. More>>

Māori Language Week: He Karanga Kia Kaha Ake Te Tīhau Ki Te Reo Māori

The Māori Language Commission wishes to see social media swamped with Māori language tweets and messages for Te Wiki o te Reo Māori using the hashtag #tekupu. More>>

ALSO:

Book Vote: Kiwis Prefer Young Adult & Classics

To compile their Top 100 List for 2014, Whitcoulls again asked New Zealanders to vote for their favourite books and authors. And while classic novels continue to appeal to Kiwi readers, 2014 marks a significant new trend – the increasing popularity of novels for young adults. More>>

ALSO:

Five NZ Cities: Bill Bailey Back To The Southern Hemisphere

The gap between how we imagine our lives to be and how they really are is the subject of Bill’s new show Limboland. With his trademark intelligence and sharp wit, he tells tales of finding himself in this halfway place. More>>

Scoop Review Of Books: Book Television Is Coming

Carole Beu of The Women’s Bookshop in Auckland, Graham Beattie of The Book Blog and producer Deb Faith of FaceTV have raised enough money via crowd funding at Boosted – just under $7,000 so far – for 12 episodes, which begin production in September, and will be on screen later that month. More>>

Electric Sheep: Light Nelson Exceeds All Expectations

Light Nelson exceeded all expectations drawing over 40,000 people over two nights to the Queens Gardens and surrounds. The event, with over 40 installations from local and national artists, is in its second year, and organisers were hoping they’d top last year’s crowd of 16,000. More>>

MacGyver: Richard Dean Anderson To Attend Armageddon This October

New Zealand’s biggest pulp-culture event, the Armageddon Expo is proud to announce the world’s most recognised DIY action hero will be attending the Auckland event at the ASB Showgrounds from October 24th to 27th. More>>

ALSO:

Barbershop Gold: Māori Party Singing Praises Of The Musical Island Boys

The Maori Party has congratulated four young men on a mission, who in 2002 took up barbershop singing at Tawa College, and tonight took out the Gold Medal in the 2014 International Barbershop Harmony Society competitions in Las Vegas. More>>

ALSO:

Get More From Scoop

 
 

LATEST HEADLINES

 
 
 
 
Health
Search Scoop  
 
 
Powered by Vodafone
NZ independent news