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Direct Democracy Vs. The Banks


Direct Democracy Vs. The Banks

The Direct Democracy Party alleges that all financial institutions who are in the business of lending money have engaged in a deliberate scheme to defraud the borrowers by lending non-existent money which is illegally created by the financial institutions out of “thin air.”

Following the “first of its kind” suit ever filed in Canada which could involve millions of Canadians, Direct Democracy have been informed that alleged contracts entered into between the People (“the borrowers”) and the financial institutions were void or voidable and have no force and effect due to anticipated breach and for non-disclosure of material facts. The transactions purportedly constitute counterfeiting and money laundering in that the source of money, if money was indeed advanced by the lenders and deposited into the borrowers’ accounts, could not be traced, nor could not be explained or accounted for.

The lenders have no legal standing to lend any money to borrowers, because:

1) they did not have the money to lend, and therefore they did not have any capacity to enter into a binding contract;

2) they did not have any cash reserve, they are not legally permitted to lend their depositor’s or member’s money without expressed written authorisation from the depositors, and:

3) they have no tangible assets of their own to lend and all their “assets” are “paper assets” which are mainly in the form of “receivables” created by them out of “thin air,” derived out of loans whereas the monies loaned out were also created out of thin air.

The foreclosure proceedings which come as a result of the borrower defaulting on such fraudulent loans were carried out in bad faith by the lenders, and as such, these foreclosures were in every respect unlawful acts of conversion and unlawful seizure of property without due process of law which always results in the unjust enrichment of the lenders. The suit alleges that the lenders utilised fraudulent banking practices whereby they deceive customers into believing that they are actually receiving “credit” or money when in fact no actual money is being loaned to their customers.

The Canadian suit alleges that the lenders effectively turn consumers into virtual debt slaves, forcing them to pay for something they never received, and then seizing their properties if they can no longer pay the banks with real money.

Direct Democracy are of the mind that “only God has the power to create anything out of nothing.” The class action suit, the first and the biggest of its kind in Canada is intended to give the justice system the opportunity to prove itself to the People of Canada who is really in control or whether they would continue to allow itself to be used by the banks as a tool in their unlawful and fraudulent banking practices which always ends in the enslavement of the people and confiscation of the people’s properties.

The Direct Democracy Party, call on all victims of this injustice to come forward to provide a description of your claim and the name of the financial institution to join the Direct Democracy class action vs. The Banks.

“The issue which has swept down the centuries and which will have to be fought sooner or later is “The People vs. The Banks.” – Lord Action, Historian 1834 - 1902

Kelvyn Alp

Party Leader

Direct Democracy Party


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