

https://www.scoop.co.nz/stories/BU2510/S00148/kiwibank-rate-changes.htm

Kiwibank: Rate Changes

Thursday, 9 October 2025, 10:21 am
Press Release: Kiwibank

Kiwibank is making the following changes:

Home Lending

Effective from:

Monday 13 October for new lending
Tuesday 28 October for existing lending

Product	Previous Rate	New Rate
Term loan - Variable	6.15%	5.80%
Term loan – Offset variable	6.15%	5.80%
Revolving loan	6.20%	5.85%

Deposits

Effective from Monday 13 October

Product	Previous Rate	New Rate
90 Day Notice Saver	2.85%	2.35%
32 Day Notice Saver	2.30%	1.80%

Product	Previous		New
Product	Base rate	Bonus rate	Base rate	Bonus rate
Standard Online Call	2.00%	0.00%	1.50%	0.00%
PIE Online Call	2.00%	0.00%	1.50%	0.00%
Business Online Call*	2.00%	0.05%	1.50%	0.05%

*Minimum balance of $2,000

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