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BNZ Fixed Housing Rate Change Effective 22.10.2025

We are updating our Fixed Housing rates effective 22nd October 2025.

Details are here.

TermCurrent Rates % p.aChange % p.a.New Rates % p.a.
Standard 6 Months4.89%-0.10%4.79%
Standard 1 Year4.49%No Change4.49%
Standard 18 Months4.49%-0.04%4.45%
Standard 2 Year4.65%-0.16%4.49%
Standard 3 Year4.85%-0.06%4.79%
Standard 4 Year5.09%-0.10%4.99%
Standard 5 Year5.39%-0.40%4.99%

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