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How to make some Jolly savings!

22 December 2006

How to make some Jolly savings!

Free DIY one-stop service cuts costs.

Tis the season to be jolly. But in January the bills come home to roost. With the credit card bills etc, we are soon seeking ways to make savings. We all look at our regularly ongoing costs like phones, electricity and insurance. Consumer have a good web site where you can enter current power bills and usage and compare plans and companies to see what savings can be achieved.

One area we have difficulty in checking is our insurance costs. We all know that our insurance costs keep rising. Of course we could call our agent but he/she may only tell us we need our current cover or try and sell us more! Now we can do it ourselves and compare personal insurance costs online at a new site and save.

Even those currently with older insurance policies can really save. Why – because premiums have been dropping for Life Insurance as overhead costs are cut and we live longer. Buying online also cuts out the middleman.

There is a simple Comparison Calculator on the Compare Costs page into which you enter your current cost and sum covered and any savings are automatically calculated. You can apply for new cover directly online and immediately realise the savings. There are also tables of current costs from all of the insurance providers for each of the products offered.

"We recommend that you do not cancel your old policy, until you are happy with your new policy. For example, people with serious medical conditions may have to pay more or the condition may be excluded: The only way to find out is to apply. There is no cost to you and it only takes about 10 minutes" Director of NZLife John Hyde says.

This is now proving to be a popular option particularly among younger "internet savvy" Kiwis. It is also an "environmentally friendly" method as no transportation is required! "NZLife offers customers a full personal risk insurance package, including Life, Critical Illness, Permanent Disablement and Income Protection giving them the convenience of simply applying and purchasing online in the comfort of their home. It’s all about making life easy for customers, who currently purchase other services and products online." The free service at offers not only instant online quotations but also straightforward calculators which enable anyone to easily work out the level of cover they need, and apply. "This is the way of the future and should help make significant ongoing savings for users!" says Hyde. Now what can we spend the savings on?? The January sales or holidays - yeh!!


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