MoneyHub Publishes Guide To Replace Kiwibank Airpoints Credit Cards As Partnership Ends

29 May 2025 – MoneyHub, a leading New Zealand financial comparison platform, has released a comprehensive guide to help Kiwibank Airpoints credit cardholders navigate the termination of the Kiwibank and Air New Zealand Airpoints partnership, effective 31 October 2025.

The guide, titled "How to Replace Your Kiwibank Airpoints Credit Card: Best Options", outlines alternative Airpoints-earning credit cards, transition tips, and key considerations to ensure cardholders continue earning Airpoints Dollars and Status Points.

In late May 2025, Kiwibank announced the end of its Airpoints credit card program due to rising costs and new interchange fee regulations, impacting holders of the Kiwibank Airpoints Platinum Visa and Airpoints Low Fee Visa. From 1 November 2025, these cards will transition to non-Airpoints-earning Platinum Visa or Zero Visa products. MoneyHub's guide addresses the implications of this change and provides actionable solutions for affected customers.

Key Highlights from the Guide:

Top Picks for Replacement Cards:

• AMEX Airpoints Platinum: Best overall, with a superior earn rate of 1 Airpoints Dollar per $70 spent, 300 bonus Airpoints Dollars, and perks like lounge access and travel insurance ($195 annual fee).
• AMEX Airpoints Card: Best no-fee option, earning 1 Airpoints Dollar per $100 spent with no annual cost.
• ANZ Airpoints Visa Platinum: Ideal Visa/Mastercard option for wider acceptance, earning 1 Airpoints Dollar per $110 spent ($150 annual fee).
• Alternative Earning Methods: For those opting not to switch cards, Airpoints can be earned through Air New Zealand flights, partner retailers like New World and Z Energy, or travel bookings.

Christopher Walsh, MoneyHub Founder, commented:

"The end of Kiwibank's Airpoints program is a blow for loyal cardholders, but our guide shows that better options exist. The AMEX Airpoints Platinum Card stands out for its unmatched earn rate and premium perks, making it a seamless and rewarding switch for most users”.

MoneyHub's guide also addresses frequently asked questions, such as Airpoints expiry and the value of Kiwibank's replacement Platinum Visa, which offers travel insurance but no Airpoints rewards. The guide emphasises the importance of acting before the 31 October 2025 deadline to maintain Airpoints benefits.

Access the Guide: The full guide is available on MoneyHub's website, alongside comparisons of Airpoints credit cards from AMEX, Westpac, and ANZ, and related resources on rewards and travel cards.

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