Introducing Direct Pay – The Future Of In-person Payments Has Arrived In New Zealand

A new era of payments is here. Worldline NZ has officially launched Direct Pay, a revolutionary in-person account to account payment method built on open banking technology. It is the leading in-person payment solution in New Zealand to leverage open banking APIs from all four major NZ banks and is now available for merchants to use. This innovative solution paves the way for a bold new future in how Kiwis pay and get paid.

Built on the success of Worldline’s Tap on Mobile platform, Direct Pay empowers small businesses and individual merchants to accept payments directly from customers’ bank accounts—no cards, no terminals, no hassle. Just a quick QR code scan and approval in the customer’s banking app. It’s fast. It’s secure. It’s seamless.

“This is a break-through for merchants and consumers alike,” says Maxine Elliott, CEO of Worldline NZ. “Direct Pay is not just a new way to pay—it’s a smarter, more cost-effective, and future-ready solution that puts control back in the hands of businesses and their customers.”

With instant account-to-account payments powered by open banking APIs connected to all four major New Zealand banks, Direct Pay slashes surcharges, eliminates chargebacks, and ensures overnight settlement. It’s a win-win for merchants and customers.

Worldline has long been a pioneer in open banking, having introduced Online EFTPOS to New Zealand in 2016. Now, with Direct Pay, they’re once again leading the charge—this time bringing open banking to the physical point of sale.

“We’re building a more connected, productive economy—one payment at a time,” says Elliott. “Direct Pay is the future, and it’s here now.”

About Worldline in New Zealand

We are New Zealand's leading payments innovator. We design, build and deliver payment solutions that help Kiwi business succeed. Whether you’re looking for in store, online or mobile payment solutions or powerful business insights, Worldline is here to help with technology backed by experience. www.worldline.co.nz

About WorldLine

Worldline [Euronext: WLN] helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced payments technology, local expertise and solutions customised for hundreds

of markets and industries, Worldline powers the growth of over one million businesses around the world. Worldline generated a 4.6 billion euros revenue in 2024. worldline.com

Worldline’s corporate purpose (“raison d’être”) is to design and operate leading digital payment and transactional solutions that enable sustainable economic growth and reinforce trust and security in our societies. Worldline makes them environmentally friendly, widely accessible, and supports social transformation.

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