Video | Agriculture | Confidence | Economy | Energy | Employment | Finance | Media | Property | RBNZ | Science | SOEs | Tax | Technology | Telecoms | Tourism | Transport | Search


Cook Islands Travel Bubble: What Are Kiwis Covered For?

With the travel bubble to the Cook Islands now open, Kiwis might be wondering what insurance cover is available for their next island getaway.

Travel insurance issued and managed by Allianz Partners is available through a number of partners including AA Travel, House of Travel, First Travel Group and Helloworld. In late 2020 the business announced selected cover for epidemic and pandemic diseases, including Covid-19, which covers a variety of scenarios.

Kevin Blyth, Allianz Partners CEO, says: “Having a Cook Islands travel bubble open within a month following the Australian announcement is remarkable after a year of no international travel. It is also a promising sign of things to come. We understand, however, that travel abroad isn’t without some apprehension for many.”

“As a world leader in travel insurance and assistance services, we want to provide greater confidence as bubbles are formed and reassure New Zealanders that support is available in a post-Covid-19 world. Should you contract Covid-19 while travelling and need to cancel a trip or require medical benefits, our policies cover this.”

“We expect to see a surge in excitement and renewed confidence in overseas travel in the coming weeks and months,” says Blyth.

Whether or not you have received a Covid-19 vaccine, you can get travel insurance to cover a variety of scenarios. Terms, conditions, limits, sub-limits and exclusions apply and these are stated in the Policy Wording which you should read before making any decisions about your travel insurance.

What is covered:

- If you need to cancel your trip because you’re unable to travel due to contracting an epidemic or pandemic disease such as Covid-19

For example, you contract Covid-19 and can no longer travel to the Cook Islands. 

- If you or your travelling companion are denied boarding your flight based on a suspicion that either of you have an epidemic/pandemic disease, and you incur additional meals and accommodation expenses

For example, you/your travelling companion contract Covid-19 while in the Cook Islands and can’t board your flight home to New Zealand.

- If you or your travelling companion are specifically and individually ordered into quarantine by name based on the suspicion either of you have been exposed to an epidemic or pandemic disease

For example, if you or your travelling companion are specifically asked to quarantine there is cover in place.

- If you contract an epidemic or pandemic disease after you commence your journey there is provision to claim for medical benefits

For example, you contract Covid-19 while in the Cook Islands, you can claim for medical benefits.

What is not covered:

- Claims arising from lockdowns

For example, the New Zealand or Cook Islands government puts the country or part of the country into a lockdown, there is no cover under your policy.

- Changes in government alert levels

For example, the New Zealand or Cook Islands government changes the alert level in the country or part of the country into a higher alert state, impacting travel to/from that area, there is no cover under your policy.

- Quarantine requirements are changed

For example, if the New Zealand government requires you to go into quarantine on return from the Cook Islands, there is no cover under your policy unless you had contracted Covid-19 on the trip and are instructed into quarantine by name.

- Mandatory isolation that applies generally or broadly to some or all of a population

For example, if the New Zealand or Cook Islands government puts everyone in an area into mandatory isolation, there is no cover under your policy unless you have contracted Covid-19 disease.

© Scoop Media

Business Headlines | Sci-Tech Headlines


Air New Zealand: Employees Recognised With $1,000 Share Award

The efforts Air New Zealand employees made during one of the airline’s toughest years will be recognised via an award of $1,000 worth of company shares to all permanent employees... More>>

Consumer NZ: Bank Complaints On The Rise, Survey Shows

Nearly one in five Kiwis had a problem with their bank in the past year, Consumer NZ’s latest satisfaction survey finds. Consumer NZ chief executive Jon Duffy said the number of bank customers reporting problems had jumped to 18%, up from 11% in 2020... More>>

Federated Farmers: Applauds UK-Australia Free Trade Deal

News that Australia and the UK have signed a free trade agreement is a promising step forward in the fight against tariffs and protectionism, Federated Farmers says.
"It reinforces the international rules-based trading framework and is important for rural producers and global consumers," Feds President Andrew Hoggard says... More>>

ASB: New Zealanders Missing Out On Hundreds Of Millions In KiwiSaver Government Contributions

New Zealanders have just over a week to ensure they’re eligible for the maximum annual government KiwiSaver contribution... More>>

Stats NZ: GDP Climbs 1.6 Percent In March 2021 Quarter Following December Dip

Gross domestic product (GDP) rose by 1.6 percent in the March 2021 quarter, following a 1.0 percent fall in the December 2020 quarter, Stats NZ said today. "After an easing of economic activity in the December quarter, we’ve seen broad-based growth in the first quarter of 2021... More>>

Reserve Bank: Debt Serviceability Restrictions Added To Policy Toolkit

The Reserve Bank – Te Pūtea Matua and the Minister of Finance have agreed to update their shared Memorandum of Understanding (MoU) on macro-prudential policy and add debt serviceability restrictions to the list of potential tools available... More>>