News Video | Policy | GPs | Hospitals | Medical | Mental Health | Welfare | Search


Catastrophe Cover For Flood Hit Farmer


Heavy rain in the Canterbury foothills over the weekend of 19 & 20 August caused extensive flooding throughout the region resulting in damage to many farms and stock losses.

One farm effected was Kevin Harmer’s 230-acre sheep stud property in the Dunsandel in Central Canterbury, when the normally placid Selwyn River overflowed its banks. The Harmers lost fencing, livestock, hay and pasture cover, irrigation pipes, and an access track and culverts were washed out. The flood also swept away a river buffer zone, which had been planted in willows to protect the farm against erosion.

Damage caused by the flood has been independently assessed at some $27,000 plus GST, with extensive restoration required before the affected area can be returned to its pre-flood condition.

However, Mr Harmer had recently taken out an innovative new insurance cover for farmers, Catastrophe Cover from Farmers’ Mutual Group, which provides cover against accidental loss to farm fencing, grazing pasture, livestock, land, and live shelterbelts caused by fire, flood, windstorm and natural disaster.

“Catastrophe Cover was developed to give farmers such as Mr Harmer immediate and tangible relief from disaster. With New Zealand weather patterns changing rapidly, what was once considered a 100-year event like Cyclone Bola, is now becoming more frequent,” says Farmers’ Mutual Group Manager – General Insurance, Alister Martin.

Mr Harmer is one of the first policyholder’s to claim on the new policy, which has proved popular amongst farmers.

“We had an assessor visit the property immediately so that restoration work could begin without delay,” Mr Martin said.

The Catastrophe Cover product has two sum insured options - $20,000 or $50,000 and is offered as an optional benefit to Farmers’ Mutual Group Rural Pak policy. Farmers’ Mutual is a specialist rural financial services provider with an estimated 40 per cent of the rural insurance market.

For further information, please contact:
Alister Martin Telephone: 06 351 8865 DDI
Manager – General Insurance 0800 366 466
Farmers’ Mutual Group 06 357 5408 After Hours

Issued by Shandwick International on behalf of Farmers’ Mutual Group

© Scoop Media

Culture Headlines | Health Headlines | Education Headlines


Howard Davis: Controlling the High Ground

Stephen Johnson's raw and angry film not only poses important questions with scrupulous authenticity, but also provides a timely reminder of the genocidal consequences of casual bigotry and xenophobia. More>>

Howard Davis: Dryzabone - Robert Conolly's The Dry

After the terrible devastation caused by last year’s bushfires, which prompted hundreds of Australians to shelter in the ocean to escape incineration and destroyed uncountable amounts of wildlife, The Dry has been released during a totally different kind of dry spell. More>>

Howard Davis: Benjamin Ree's The Painter and The Thief

The Norwegian filmmaker had long been fascinated by art thieves who commit high-stakes crimes with a delicate touch when a chance Google search in 2015 uncovered a botched heist in Oslo. More>>

Howard Davis: Hit the Road, Jack - Chloé Zhao's Nomadland

Nomadland is perhaps the ultimately 'road' movie as it follows a group of dispossessed and disenfranchised vagabonds who find a form of communal refuge in camp sites and trailer parks after the economic contraction of 2008. More>>

Howard Davis: Byrneing Down the House - Spike Lee's American Utopia

Lee does an admirable job capturing Byrne's stunning live performance of his latest album, but the real star of the show is the staging. More>>

Howard Davis: The Phoenix Foundation Friend Ship Tour Docks in Wellington

A sense of local pride was certainly running high at the Opera House on Saturday night, as the lads ran through a tasty little set drawn mostly from their latest album Friend Ship (splash out for Xmas on the shocking pink extra-thick vinyl edition). More>>



  • Wellington
  • Christchurch
  • Auckland