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Kiwibank Rate Changes

We are making changes to our Term Deposit and fixed Home Loan rate cards effective Thursday 31st August.

Term Deposit Card

Interest Tier:$10,000+$5,000 - $9,999
 Current RateNew RateChangeCurrent RateNew RateChange
1 year5.90%6.00%0.10%5.80%5.90%0.10%
Interim interest 
1 year5.90%6.00%0.10%5.80%5.90%0.10%
   
Home Loan Card   
Headline Special: 6.99% p.a. fixed for one year. Min 20% equity.  
   
ProductPrevious Special Rate*New Special Rate*Previous Standard Rate (>80LVR)New Standard Rate (>80LVR)  
Variable / Offset8.50%8.50%   
Revolving8.55%8.55%   
6 month fixed 7.15%8.15%   
1 year fixed 6.99%7.99%   
2 year fixed 6.79%6.89%7.79%7.89%  
3 year fixed 6.49%6.69%7.39%7.59%  
4 year fixed 6.29%6.49%7.19%7.39%  
5 year fixed 6.29%6.49%7.19%7.39%  
   
   
* Minimum 20% equity. (Specials are also available for First Home Loan customers).  
+ For all Bridging loans, the interest rate will be 1% above Kiwibank’s variable interest rate.  

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