New Web-Based Service Covers Anyone And Everyone

New Web-Based Service Www.Goldenlife.Co.Nz Covers Anyone And Everyone, No Medical Check Required

Obesity, now described as an epidemic in New Zealand, will lead to higher care costs in the future warns the Ministry of Health.

According to OECD health data 2009, New Zealand has the third highest obesity rate with one in four adults being classified as obese trailing only the US and Mexico.

With the growing prevalence of obesity, related illnesses such as heart conditions and diabetes increase also, making it difficult to find life insurance.

But kiwi-owned GoldenLife.co.nz has come up with a solution, providing insurance for anyone with no medical check required.

Founding director of the GoldenLife site, John Hyde says the best thing about it is premiums never change - no matter what.

“GoldenLife has a fixed premium, which will never increase under any circumstance,” he says.

Hyde warns that most insurance products sold online are based on yearly renewable terms, meaning they go up each year. Even though the premiums may start off at a comparatively low rate, the rate will keep increasing each year and become a lot more expensive over time according to Hyde.

Kiwis can get instant online quotes. GoldenLife has a simple application process all done through the website, allowing anyone aged 20-79 to apply.

“Now people who normally can’t find cover no longer have to be excluded from having insurance,” says Hyde.

“GoldenLife ensures cover for all, and does not discriminate against anyone no matter what illness or ailment they may have.”

Full life cover is available after two years, with GoldenLife providing up to $50,000 immediate accident cover for the sum selected by the applicant or a return of premiums in the first two years for death by any other reason. Full details and policy wording is on the site.

Hyde says another advantage of signing up with GoldenLife is because it can be used as a simple affordable funeral cover, with fortnightly or monthly premiums.

There is no lump sum required up front as in other funeral plans, and cover is guaranteed upon the receipt of the first payment and while payments are maintained.

Hyde says an increasing number of people are being turned down by insurance companies because of poor health and www.goldenlife.co.nz is a serious option for them.

“With criteria adopted from overseas it is getting tougher for Kiwis to achieve “standard life” insurance conditions - particularly when it comes to obesity and diabetes, which are ever expanding problems in New Zealand. The www.GoldenLife.co.nz site will help many Kiwis find a solution to their insurance needs.”

ENDS

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