IAG Response To Nationwide Weather Event

AMI, State, and NZI are here to help customers affected by the weather event which has impacted Nelson, Tasman, Marlborough, Auckland and other parts of the country.

As of 9am today, AMI, State and NZI have received more than 373 claims from this weather event across home, contents, motor and commercial policies.

Claims, so far, can be categorised as follows, and we are anticipating claims volumes will rise as residents return to their properties and assess any damage.

• Flood damage: 54 claims
• Wind damage: 71 claims
• Rain-Related damage: 101 claims
• Other causes: 147 claims. For example, tornado damage in Taranaki, fallen trees on properties and flying trampolines.

Civil Defence has opened a community hub in the Motueka Recreation Centre at Old Wharf Road, and our team is on the ground and at the centre today and Tuesday from 9am-4pm, for anyone who would like to speak to one of our consultants in person.

We’re here to pay claims, it’s what we do. While photos are always helpful, they should only be taken when it is safe to do so. Storms can be incredibly difficult for families and it’s important to prioritise your safety and then give us a call when you’re somewhere safe.

We encourage customers who are safe and out of immediate danger to contact us so we can provide essential support such as emergency temporary accommodation, payment support for customers staying with family or friends, and to lodge any claims.

The quickest way for AMI and State customers to make an insurance claim is online, but they can also give us a call. NZI customers should contact their broker.

If your land has been damaged from the weather event, we’ll lodge a claim with the Natural Hazards Commission (NHC) on your behalf, as part of your insurance claim with us.

Those who have experienced damage as a result of heavy rain, storm damage and flooding may find the following information useful:

Disaster Claims Hubs

We have information relating to issues such as emergency repairs, flooded carpet, evacuations, temporary accommodation and lodging claims on our Disaster Claims Hubs - Disaster Claims Hub.

Contact information

You can find a list of all our contact information, here: Disaster Claims Hub - Contact.

Insurance tips

What to do if your property is damaged during a storm or by flooding:

• Ensure you and your whānau are safe first.
• If you need to make a claim, as soon as you’re able to let us know about any damage to your property, the sooner we can help – especially if your home becomes uninhabitable or we need to arrange temporary accommodation for you, your family, and your pets.
• Be careful not to return to your home or business until it’s safe to do so and avoid anything that could potentially cause more damage.
• It’s okay to start cleaning up if you’ve been affected by a storm, especially if it helps prevent further damage. If you can, take photos before you begin - including any silt, debris, or land damage - to support your claim.
• Remember, floodwater is often contaminated (blackwater), so wear heavy-duty gloves, boots, and a face mask to protect yourself.
• In some cases, flood affected items can be repaired, cleaned and/or sanitised, and moving items outside can help dry them out if they’re wet. Remember to try to keep them under cover or put them in your garage with plenty of ventilation to prevent further damage.
• Only throw away items that can become unsanitary and cannot be successfully cleaned. Make sure you take photographs and keep a detailed list of things before doing so. If in doubt, put the item aside until you’ve checked with your insurer.
• If water has entered your home or business, turn off the power at the mains and ensure an electrician has checked the power supply before turning it back on.
• If your home or business is without power, you should turn your appliances off at the wall in case of a potentially damaging power surge.

What to do if your vehicle is damaged during a storm or by flooding:

• If your car has been flooded, please don’t attempt to drive it.
• There is no hurry to make a claim, but as soon as you’re able to let us know about any damage to your vehicle, the sooner we can help – especially if you have cover for a temporary vehicle that we can arrange for you.
• If your vehicle needs to be towed, remember to remove any personal items if you can, and make sure it’s securely locked with no keys left inside – the tow team will get in touch to pick your keys up instead.

About IAG:

IAG New Zealand is the largest general insurer in the country, trading under the AMI, State, NZI, NAC, Lumley and Lantern brands, as well as providing the general insurance products sold by ASB, BNZ, Westpac and The Co-operative Bank. IAG New Zealand employs over 4,000 people, holds relationships with one in every two New Zealand households, and insures over NZ$1.07 trillion of commercial and domestic assets.

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