BNZ Fixed Housing Rate Change Effective 23/04/2026
We are updating our Fixed Housing rates effective 23rd April 2026.

More Details:
Rates effective 23rd April 2026 (changes in yellow) for new and existing customers.

Note: Rates for all home loans including Residential Owner Occupied and Residential Investor. All rates are per annum. A Low Equity Interest Rate Premium will apply to all new or existing lending over 80% LVR.

Note: Better Future Home Loan top-ups are only available when a customer has at least 20% equity in the property provided as security.
No minimum top-up amount. Capped at $80,000.

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