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Worldline NZ Figures Mark First Quarter Of Consumer Spending Growth Since March 2024

Auckland

 Worldline NZ data released today mark the first quarter of annual consumer spending growth seen since the March quarter in 2024.

Consumer spending through all Core Retail merchants in Worldline NZ’s payments network in June 2025 reached $3.60B, which is up +0.8% on June 2024, following adjustments for merchants coming and going from the network.

Bruce Proffit, Worldline NZ’s Chief Sales Officer, says the slightly higher level of spending in June this year follows a similar pattern seen in the previous two months. 

“Core Retail spending had lifted above year-ago levels in April and May, and the continued modest annual growth in June will mean the just-completed June quarter will be the first quarter of annual growth since early 2025.”

Proffit says while the 1.2% annual growth rate for the quarter may not be high, the turnaround may prove significant in the second half of 2025. 

“While June is historically the slowest month of the year for retail merchants, June this year was set to be even slower than last year given a Monday replaced a Saturday in the calendar. So, it is especially encouraging to see positive annual growth recorded.”

 

Figure 1: All Cards NZ underlying* spending annual growth through Worldline in recent quarters for NZ core retail merchants (*Underlying excludes large clients moving to or from Worldline).  / Supplied
 
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However, Proffit also says figures recorded through Hospitality sector merchants point out some of the mixed nature of consumer spending at present. 

“The consumer spend at Hospitality merchants in Worldline NZ’s network was $0.85B over June 2025 and down -2.4% on 2024 but differed across the country,” he says.

“The decline was greater in Auckland/Northland (-4.3%), while the decline was only slight in Nelson (-0.5%), with the Nelson fall largely due to Hospitality spending dropping an average of -21% on the final Thursday-to-Saturday in the month, due to major weather events.” 

Notably, consumer spending was up in the Waikato region (+3.3%), both before and after the annual mid-month Fieldays event held at Mystery Creek, Hamilton. 

Within the total Core Retail sector, annual spending growth for June was highest in Whanganui (+6.9%), Taranaki (+4.1%) and Nelson (+4.0%), while spending declined on the same month last year in Wellington (-1.8%) and Auckland/Northland (-0.7%). 

Figure 2: All Cards NZ underlying* spending through Worldline in June 2025 for core retail merchants (* Underlying excludes large clients moving to or from Worldline) / Supplied
 

Note:

These figures reflect general market trends and should not be taken as a proxy for Worldline‘s market share or company earnings. The figures primarily reflect transactions undertaken within stores but also include some e-commerce transactions. The figures exclude transactions through Worldline undertaken by merchants outside the Core Retail sector (as defined by Statistics NZ).

About Worldline in New Zealand

We are New Zealand's leading payments innovator. We design, build and deliver payment solutions that help Kiwi business succeed. Whether you’re looking for in store, online or mobile payment solutions or powerful business insights, Worldline is here to help with technology backed by experience. www.worldline.co.nz    

About Worldline

Worldline [Euronext: WLN] helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced payments technology, local expertise and solutions customised for hundreds of markets and industries, Worldline powers the growth of over one million businesses around the world. Worldline generated a 4.6 billion euros revenue in 2024.  worldline.com

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