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BNZ Variable Housing Rate Change Effective 27.08.2025

We are updating our Variable Housing rates effective 27 August 2025.

Details are here.

Variable Home LendingCurrent Rates % p.aChange % p.a.New Rates % p.a.
Standard6.44% p.a.-15bps6.29% p.a.
Mortgage One6.54% p.a.-15bps6.39% p.a.
Rapid Repay6.54% p.a.-15bps6.39% p.a.
TotalMoney6.54% p.a.-15bps6.39% p.a.
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